,
Final balance, nominal
Change the monthly contribution and watch the final number move. Then change the fund fee and watch it barely move at all. That comparison is the whole lesson.
| Crash lands in | Final balance | Cost |
|---|
| Cost | Over the period | % of outcome |
|---|
| Yr | Paid in | Balance | Growth % | Zakat | Real value |
|---|
Method · الطريقة: contributions deposited at the start of each quarter, compounded quarterly at (1+r)0.25−1. Fees deducted from the annual return. Zakat deducted annually from the balance. Real values discounted at the inflation rate. Projections are estimates, not promises.